The best credit cards in Dubai are a great convenience that makes life easier. They also have a downside, and you should always understand how to use them responsibly. Credit cards can lead to debt, fees, and bad credit. To avoid accumulating credit card debt, you should understand all the advantages and disadvantages of using them.

0% introductory APRs

It is important to understand their terms and limitations if you’re looking for 0% introductory APR credit cards. These deals can help you to build credit, but they can also lead to bad habits. You need to know how to avoid late fees and keep your credit score high to take advantage of 0% introductory APRs. Also, be aware that late payments on your credit report can dramatically impact your credit score. It would help if you also avoided charges like returned payment fees, which can reach DH 38 per incident.

0% introductory APRs to use credit cards are available only while the introductory period is ongoing. Once the introductory period is over, you’ll be charged interest on the remaining balance on the card. While this can be a good deal, it’s also important to understand that deferred interest is charged on interest accrued since the purchase date. In order to avoid deferred interest, you should always prepare a repayment plan and stick to it.

Price protection

Price protection on your credit card can save you a lot of money. However, you should be aware that the program doesn’t work automatically. You must keep track of your purchases and report changes to your credit card company. Many issuers have reduced or eliminated price protection on their cards.

Price protection on your credit card can save you hundreds of dollars on purchases. Many stores change prices quickly, especially on technology items. The price protection feature can save you hundreds of dollars yearly on your purchases.


Using a credit card to pay for a product or service can be convenient, but it also has disadvantages. Credit card fees can be expensive. You can sometimes avoid paying these fees by using alternative payment methods. For example, you can pay with cash, a check, or a debit card. These payment methods typically charge a convenience fee, ranging from one percent to 3.5 percent of the total purchase.